Many people are sold a variable annuity with the understanding they will receive a lifetime income stream, which sounds like a good idea when planning for retirement. The truth is there usually is a ...

While I discussed a variety of ways that insurance companies manage the risks around supporting lifetime income guarantees, fees are the headline mechanism for managing the guarantee risk. Fees can be ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Rich White is an experienced financial writer and the former editor of Financial Planning magazine. He has also authored several books. kali9 / Getty Images Living benefit riders have become an ...

Richard Rosen is a financial planner and an expert in writing about financial planning topics. He has 20+ years of experience as a CFP®. Marguerita is a Certified Financial Planner (CFP), Chartered ...

Variable annuitization is a retirement income strategy that converts a part of an individual's retirement fund into a stream of income. It differs from fixed annuitization, where the annuitant ...

Variable life insurance offers a way to protect your financial dependents. If you pass away, this type of insurance policy pays out to your beneficiaries. Read on to explore the details of variable ...

Programming C without variables is like, well, programming C without variables. They are so essential to the language that it doesn’t even require an analogy here. We can declare and use them as ...

Saving money is a critical part of financial planning, and finding the right savings account is just as important. One of the things to consider when choosing a savings account is how interest is ...

VUL’s Rise from Niche Product to Core Planning Platform Variable universal life (VUL) has evolved from a specialist insurance ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...